The history of smart-cards and their place in modern Russia

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Smart-cards appear in Russia

Smart-cards as bank’s cards

BGS Smartcard Systems AG is the official dealer and distributor of Visa International smart-technologies is Russian and the former USSR market. It was founded in 1997 and holds right for software and technologies of cashless payments based on U.E.P.S standards. U.E.P.S. – universal electronic payment system is a system based on smart-card technology. The main technological feature of U.E.P.S. is that all transaction operations are done in off-line mode trough direct contact of two smart-cards. BGS introduced several large projects for Sberbank of Russia, Promstroybank, Inkombank and some other banks and bank’ unions in Russia, the leading banks of Uzbekistan, Ukraine and Kazakhstan. In September 1996 BGS signed the agreement with Visa International on developing and migration of smart-card product COPAC including U.E.P.S. as a basis. The matter for greater interest is joint project with Sberbank on creating the united smart-card system (SberCard cards). Taking scale of spreading and recent issue date into consideration we can say that SberCard is on of the most promising card in Russia.

On Sep 13 1996 during annual meeting of banks-members of international payment system VISA International announced a new product – a new plastic card with microprocessor Chip Off-line Preauthorized Card. This product has no special brand name yet, abbreviation COPAC was taken as a working version of a brand name.

Since 1992 BGS company has exclusive right for distribution U.E.P.S technology in the former USSR, Western Europe and Austria.

VISA International declared in the second quarter of 1997 of the new pilot project with Sberbank of the Russian Federation and Inkombank (Union Card) on introducing COPAC technology. After this the pilot project was over new COPAC specification became

available world wide.

Smart-cards as corporate cards

The greatest company offering corporate integrates smart-cards systems in Russia is IT company. Founded in 1990 today Information Technologies Co. (I.T. Co.) ranks among the top three Systems Integrators in Russia, according to the Dator marketing agency and Russian Computer Union opinion poll statistics. Reporting annual revenues in excess of $27 Million, I.T. Co. has deployed over 500 projects in Russia and the CIS for industrial enterprises, trade companies, government, and financial institutions. In 1996, Computer Press magazine granted I.T. Co. an award “For Outstanding Results in Developing the Russian Computer Market”, and was included into the State Registry of Quality Systems. Having extensive experience in the development of information and computing systems, I.T. Co. has created a broad product line of private-branded high-tech software and hardware solutions for the local and international market. Since 1990, I.T.Co. has focused on meeting the demands of what is now today's competitive global marketplace. As businesses, large and small, progressively long for ways to interface with all of their suppliers using one system -- a complete information management system that is specifically designed with the customers' needs in mind, and just as importantly, a system friendly to the bottom line -- I.T.Co. remains on the forefront of technology, delivering a quality product on time, and on budget

I.T. company has developed their own conception of smart-card systems CmartCity. Besides SmartCity technology department proceeds developing and promotion of new systems of controlling and managing banking accounts through Internet. This project is based on the client-server software on personal finance managing DEKART, a new solution in electronic commerce area.

SmartCity is a “card” product of I.T. The company together with its suppliers created several large-scaled projects based on this system.

I would like to stress three projects of this company in Russia.

Реферат опубликован: 30/04/2009